Malichi Group Worldwide

Advancing Global Business Through Commercial Diplomacy™

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Dr. Toby Malichi, Hon.D.Bus., globally refered to by his comtempories as "Ambassador To The World", "World-Citizen", "Go-To-Guy." Is a Charismatic Global small-and-medium-sized enterprise (SME) Trade Leader, Influencer, International Speaker, Trusted Advisor, Strategist, Expert on SME Free Trade Agreements, Influential International Business Connector, Global Business Diplomat, Expert Facilitator for Securing and Closing Cross-Border Deal Flows, and at the Highest of Levels; Customer, Partner, and Investor Acquisitions.
 
Our Values: Integrity, Excellence, Respect of People and Culture                                  

Global Business Strategic Advisors
Global Business Strategic Advisors
On April 27, 2018. Dr. Toby Malichi, an influencer and "Go-To-Guy" pro trade on behalf of small-and-medium-sized enterprises (SMEs), became a published Opinion Author by 'The Hill' - Washington DCs premier policy and political news organization, on-line edition. Dr. Malichi talks about the business of trade and the importance of free trade agreements for small-and-medium-sized enterprises (SMEs) as job and wealth creators in the State of Indiana and abroad.

Global Update! Dr. Toby Malichi a long-time champion and advocate for SMEs and Trade is being featured as a SME global business leader and member of The White House Business Council and Business Forward Affiliate on their official website: www.businessfwd.org

Dr. Toby Malichi, Hon. D. Bus., Founding Chief Executive Officer and Global Business Diplomat of Malichi Group Worldwide (www.malichi.com) is an internationally-recognized charismatic SME global trade leader, advisor, global business diplomat and international speaker has an extensive background advising SME world trade leaders including four White House Administration's and thousands of Small-and-Medium-sized-Enterprises (SME), private sector global business leaders, CEO entrepreneurs, and international government officials at the highest levels. With over 37 years of extraordinary experiences and mastery of international business. Dr. Malichi an influencer is  a highly-regarded and sought after Thought Leader and Advocate  on the topics of free trade agreements, winning in foreign markets and navigating the "headwinds" for unlocking profitable trade channels, and accessing global supply chains for global engagement and growth. 

Dr. Malichi is often referred to as the "Go-To-Guy," an influential high-profile global connector, and problem solver by his contemporaries for his expert global business diplomacy, facilitation and communication skills, when addressing trade-related issues for SMEs and for overcoming difficult trade barriers for securing and closing cross-border deals flows, amid geopolitical risks. 

Malichi Group Worldwide was invited by INC. MAGAZINE for the prestigious honor of inclusion in 2017 and 2018 INC. 5000 fastest growing private companies in America.

In his 25th year, Dr. Malichi currently serving as Vice Chairman of the Indiana District Export Council, was recently reappointed to another four year term by the U.S. Secretary of Commerce (a federal appointment), to the U.S. & Foreign Commercial Service, U.S. Department of Commerce, Indiana District Export Council. He is serving his fourth White House Administration as a SME global leader advising and advocating exporting, free trade agreements, and other international trade-related issues. 

Awarded on October 14, 2017 during the Indiana University Homecoming weekend. Dr. Toby Malichi was honored as the Inaugural Divine Nine Exemplar Legacy Award recipient, by the Indiana University Alumni Association and the Neal-Marshall Alumni Club in recognition of his exemplary representation of the highest ideals of Kappa Alpha Psi Fraternity, Inc. and Indiana University. "We salute your contributions to your profession, your service to the community, your impact on society, and your influence as a role model." Dr. Malichi's name will be enshrined on a permanent plaque in the Grand Hall of the Neal Marshall Black Culture Building, located on the campus of Indiana University, Bloomington, IN.

During the United Nations General Assembly for 2017. Dr. Toby Malichi was invited and selected to be a Delegate at the UN Global Compact Leaders Summit.

Dr. Malichi is a member of The White House Business Council and an Affiliate member of Business Forward. He is currently a board member of the American China Society of Indiana; Board of Advisors, U.S. Global Leadership Council, and the Institute for International Business (CIBER), Kelley School of Business, Indiana University, Bloomington; Board of Directors, Independent Colleges Indiana (ICI) (31 private Colleges and Universities); Auxiliary Chaplin for the Marion County Sheriff's Department, An inaugural member of the prestigious Society of the Sagamores; Sagamore Institute Think Tank,  and former board member of the U.S. Chamber of Commerce. Dr. Malichi is guided by the scripture proverbs 4:7.    
 
From his humble beginnings to being called "Ambassador To The World" or "World Citizen." Dr. Toby Malichi, a charismatic global SME leader has overcame tremendous odds, barriers and obstacles to become a successful, self-made internationally-renowned entrepreneur, global trusted advisor, expert deal facilitator and connector, and forward-thinking strategist. As a highly-acclaimed global business diplomat, international leadership coach, mentor and speaker on international trade issues. Dr. Malichi's strategic advice, keen global insights, and sustainable solutions for navigating the increasingly and complex global marketplace are highly-sought after across the globe.          
 
With an international business reputation for integrity, excellence, and respect of people and culture. Dr. Malichi's broad international trade experience, mastery, wisdom, and excellent judgement is of extraordinary value to any global SME, international business leader, high net worth individual, CEO entrepreneur or Nation seeking to maintain privacy and confidentially when transacting global business across a broad spectrum of global industry sectors.  
 
In May 2011 to presentDr. Malichi was elected board Vice Chairman of the U.S. & Foreign Commercial Service - U.S. Department of Commerce - Indiana District Export Council and is the first black to hold the prestigious position. Serving three White House Administrations since 1993, Dr. Malichi is a selected official volunteer and federal appointee by the U. S. Secretary of Commerce to the board of directors of the U.S. & Foreign Commercial Service - U.S. Department of Commerce - Indiana District Export Council. He also served on the U.S. Small Business Administration's - National Advisory Council (NAC) in 1997-1999. 
 
Dr. Malichi is a former 6 year member of the board of directors for the U.S. Chamber of Commerce headquartered in Washington, D.C.; served on the international policy committee for 13 years, and is a charter board member of the Chamber's Small Business Council. He also served on the executive committee and 6 years on the board of directors for the Center for International Private Enterprise (CIPE) in Washington, D.C., a non-profit affiliate of the National Endowment of Democracy and the U.S. Chamber of Commerce, which funds and assists the development of market-based democratic institutions through-out the developing world.
 
Dr. Malichi has also served as a selected official volunteer small business leader, spokesperson and advocate on behalf of the White House Administration promoting the North America Free Trade Agreement (NAFTA); and his congressional testimony on NAFTA before the United States House of Representatives is recorded in the 1993 Congressional Record. As a result of his work on the successful passage of NAFTA, Dr. Malichi  was invited by President Bill Clinton and Vice President Al Gore to be a guest at The White House for the historical signing ceremony of the NAFTA Accord. Former President(s) George H. Bush, Jimmy Carter, and Gerald Ford also participated in this historic ceremony. 

A few recent and notable global trade speaking events of Dr. Toby Malichi:

May 12, 2017. Dr. Toby Malichi as an Advisory Board Member of the Center for International Business Education Research (CIBER), and the Institute for International Business, Kelley School of Business, Indiana University.  Served as an SME Trade expert and panelist on "Doing Business In and Out of Sub Sahara Africa."

April 18, 2017. Dr Toby Malichi was the featured speaker to speak on how TPP will in increase revenues for cross-border deal flows, at the highly covenant, "Getting The Deal Conference held in Indy. The packed conference consisted of Deal Makers, Merger & Acquisition, Private Equity, Bankers, Business Brokers, Accountants, and Wealth Managers.

Live TV Expert Media Events:

December 1, 2016. Dr. Toby Malichi appeared again, Live on ABC Affiliate WRTV Channel 6, Indy as Free Trade Expert in response to President-elect Donald Trump and Vice President-elect Mike Pence proposal to save 1000 Carrier Corporation manufacturing jobs.

June 2016. Dr. Toby Malichi, as an Indiana Advisory Board Member, and an expert on Free Trade Agreements for SMEs e.g. TPP was a roundtable panelist on behalf of the U.S. Global Leadership Council (USGLC) at Notre Dame University in South Bend, Indiana. The roundtable consisted of the Mayors of South Bend and LaPorte, corporate, business, and government leaders.

May 10, 2016. Dr. Toby Malichi was featured on live TV and Facebook on local ABC Affiliate, WRTV Channel 6, Indy. The Town Hall Meeting, which was held at Local 1999 Steelworkers Union Hall in response to Carrier Corporation moving manufacturing jobs to Mexico right in the middle of the Presidential Campaign Elections. Dr. Malichi defended his role on the successful passage of NAFTA in 1994, and his pro free trade position on TPP, TTIP and past FTAs.

January 21, 2016. Dr. Toby Malichi, (a current member), was the first person ever to bring the White House Business Council and Business Forward to the City of Indianapolis and the State of Indiana. The Trade Roundtable on TPP and other trade-related issues featured a senior-level Secretary from The White House Administration who was one of the key negotiators of the  agreement during the final rounds of negotiations. The Roundtable discussions were well attended by SME business leaders, Fortune  500 Corporations and international trade organizations. Dr. Malichi's firm Malichi Group Worldwide sponsored the TPP Roundtable. The Indy Chamber, Indiana District Export Council and Telamon were strategic partners.

October 2014, Dr. Malichi was the Featured Speaker at the 2014 Getting the Deal Done Conference. His dynamic and riveting message focused on Building Global Business Through Trade and Free Trade Agreements. The conference was well attended by CEOs, small-and-medium-sized enterprises, bankers, M&A professionals, wealth management experts, lawyers and CPAs. 
 
December 3-4, 2012, Dr. Malichi was an invited participant representing the United States to the U.S.- EU Workshop on Small and Medium-sized Enterprises (SMEs) in the framework of the Transatlantic Economic Council (TEC). SME leaders from the U.S. and E.U. and European Union and U.S. Government Officials convened at the Truman Room at the White House Conference Center in Washington D.C.

January 21, 2010, Dr. Toby Malichi was a selected panalist for "Jobs on Main Street, Customers Around the World Conference" hosted by Ambassador Ron Kirk, Executive Office of The White House, United States Trade Representative (USTR) in coordination with the U.S. Department of Commerce, U.S. Small Business Administration, EX-IM Bank and numerous U.S. Trade Promotion Institutions.
 
 
From 1995 – 2002, Dr. Toby Malichi was a selected participant, official spokesman, and Issue Group Advisor for the U.S. - European Union (EU) Trans Atlantic Business Dialogue (TABD) Small-and Medium-Sized Enterprises Working Group III, Co-convened by The White House, U.S. Department of Commerce and the European Commission.
 
Dr. Toby Malichi was named twice as a "Greater Washington Power Player" for 2000 and 2001 by the Greater Washington (D.C.) Board of Trade. Dr. Malichi  on February 2, 2001 was coroneted Chief of the Ashanti Tribe - Central Region Accra, Ghana; A 1990 and 1996 recipient of two (2) Sagamore of the Wabash, the highest honor that the Governor of Indiana bestows, and is a member of the Honorable Order of Kentucky Colonels.     
 
Dr. Malichi has been invited and selected for 2011-2012 to join a select group of global leaders to serve on Chief Learning Officer magazine's prestigious 2011-2012 Business Intelligence Board. He will help CLO gain better insight into work and challenges in the global marketplace
 
Dr. Toby Malichi holds the distinction of being one of the youngest district managers in the history of General Motors Corporation (GM) / Chevrolet Motor Division and was the youngest division manager at age 23 for then GM/Frigidaire Division. During his tenure, Dr. Malichi survived a near fatal car accident and spent several months in a critical care burn unit. Determined to live, perservere and achieve his personal goals, Dr. Malichi  ranked in top 2% of nation for his superior performance as a district manager for Chevrolet Motor Division, earning him the prestigious and coveted General Motors/Chevrolet Motor Division Leader's Ring for exceeding corporate sales profitability, marketing, capital management and business development goals during a national sales campaign between 9 regions, 44 zones and 144 districts.
 
Dr. Malichi earned an A.S. degree in computer science and graduated with honors and distinction from Vincennes University (one of his alma mater's) - the State of Indiana's first college. He has studied extensive course work in business from Indiana University (IUPUI) 1970-72; (Executive Board Member- I.U. Alumni Association, 1993-1995 ), and has successfully completed intensive course studies and graduated with distinction from General Motors Corporation (GM) prestigious School of Management and Marketing. On April 30, 2005, Vincennes University bestowed him with an Honorary Doctorate Degree of Business (Hon. D. Bus.); he is also a recipient of VU's "Distinguished Alumni Citation."  Dr. Malichi is a graduate and Redding Scholar of the Stanley K. Lacy Executive Leadership Series, Class VIII (1984); Leadership Indianapolis, and LEAD Moderator; Class of 2004. 
 
Malichi Group Worldwide (MGW), international business diplomats, "Go-To" trusted advisors and expert global business connectors has nearly 36 years of global trade expertise with extensive world-class relationships accross the globe. MGW brings extraordinary influence, access and mastery as the catalyst for facilitating, leveraging and accelerating international trade, investment and cross-border deal flows at the highest levels of engagement to closure and payment in a one-stop, start-to-finish solution. Our expert strategic advice, high-value introductions, facilitation and privacy platforms is highly regarded as the "Gold Standard" and catalyst for helping our clients and partners thrive and prosper.
 
Malichi Group Worldwide and its Affiliated Stakeholders: Malichi Trade Advisory Services, Malichi Marketplace Missions, and Malichi Global Ventures are based in Indianapolis, Indiana USA; with a trade office in Washington, D.C., and a global presence worldwide.
 
Dr. Toby Malichi, often called "Ambassador to the World" and “The Go-To-Guy” by his contemporaries; expert communication skills,  extensive and successful  over 36 years of founding and owning his own global business is internationally-recognized and highly-regarded for his international trade experience, influence and “gold-standard” reputation as a trusted advisor, deal maker and problem solver at the highest levels of leadership in business and government worldwide, including but not limited to: The White House, U.S. & Foreign Commercial Service - U.S. Department of Commerce, U.S. Chamber of Commerce, U.S. Trade Representive (USTR), U.S. Small Business Administration, Center for International Private Enterprise (CIPE), U.S. State Department, United Nations, Foreign Goverments and Multinational Corporations.  
 
Dr. Toby Malichi  has grown Malichi Group  Worldwide from a small services firm to a global enterprise with a consortium of influential and powerful global relationships in every major region of the world, including the United States. Under his leadership Malichi Group Worldwide supports and partners with a broad spectrum of global industry sectors of all sizes includng U.S. and Foreign small-and-medium-sized enterprises (SMEs), CEO entrepreneurs, governments and international financiers seeking trade and commerce opportunities in diverse international business markets.
   
Dr. Toby Malichi is also known worldwide for his passion and high-energy for pro international trade and Free Trade Agreements. He is often called upon by The White Administration, U.S. Chamber of Commerce, U.S. Department of Commerce, and United States Trade Representative Office (USTR) for his strategic advice, global insights, speaking and facilitation skills to represent small-and-medium-sized enterprises (SMEs) at the highest of levels of leadership in business and governments for various high level briefings, meetings, roundtables, and dialogues worldwide. 
 
Dr. Malichi has personally met with many other world leaders to discuss trade issues including: U.S. President(s) George W. Bush and Bill Clinton, Pascal Lamy, Director General of the World Trade Organization (WTO); Tung Chee Hwa, Chief Executive of the Hong Kong Special Administrative Region (HKSAR), People Republic of China; Honorable Colin Powell, U.S. Secretary of State; Robert B. Zoellick, President and Managing Director of The World Bank; Germany Chancellor Gerhard Schroeder; and William Daley, White House Chief of Staff; the Obama Administration and  Secretary of Commerce during the Clinton Administration; just to name a few.
 
Dr. Toby Malichi was an invited VIP and attended the now famous "Yacht" during an October 1, 1997 Chinese Handover ceremony which was held on the Hong Kong Harbor.                  
 
Dr. Malichi has traveled extensively to every major region in the world, making and brokering deals, strategically advising, and speaking to world business, government, political, and spiritual leaders about an array of critical issues ranging from giving rise to the poor and the homeless: Aid and Trade; to promoting ASEAN Countries to advocating successful Free Trade Agreements (NAFTA, FTAA, CAFTA, AGOA, Columbia, Panama, South Korea, TPP and T-TIP) on behalf of small-and-medium-sized enterprises (SMEs) under four (4) White House Administrations (Clinton, Bush, Obama, now Trump), including the United States Department of Commerce, and the U.S. Chamber of Commerce from 1993 - present,  to serving as a SME leader and delegate to the first and only World Trade Organization (WTO) ministerial meeting ever held in the United States which was convened in Seattle, Washington in 1999.
 
Knowledgeable and articulate as an expert media global spokesperson, Dr. Toby Malichi in April 2017 submitted written testimony in support of TPP and NAFTA to  the Federal Registry on behalf of the U.S. Trade Representative (USTR). Dr. Malichi was also interviewed by Role Call Quarterly, and WRTV Channel 6 ABC Affiliate, Indy as a Free Trade Expert for his advocacy and support for Free Trade Agreements e.g. TPP, TTIP, and NAFTA at the Local 1999 Steelworkers Union Live Town Hall Meeting e.g. Carrier Corporation on May 10, 2016.  

Dr. Toby Malichi has also been interviewed by CNN,  C-Span, NPR, ABC Affiliate Channel 6 Indy; can be seen on YOUTUBE, discussing Trade and Free Trade Agreements, and on WorldNet TV's "Dialogue" of the U.S. Information Agency. Dr. Malichi has been interviewed and featured in numerous prominent and leading magazines and newspapers including research surveys by Fortune, The Deal, Chief Financial Officer (CFO) magazines, Wall Street Journal, Business Week, Success, and Entrepreneur magazines, and has appeared on Worldwide TV as well as many local, national and Cable TV, and Radio programs. Dr. Malichi has been widely quoted in major newspaper articles, both in the United States and around the world. He has been a contributing writer for a national African American magazine.
 
Among his many Global Achievements and Honors:

With numerous boards, appointments, and honors to his credit: Dr. Toby Malichi is a former member of the board of directors for the U.S. Chamber of Commerce headquartered in Washington, D.C.; served on the international policy committee, and is a charter board member of the Chamber's Small Business Council. He also served on the executive committee and the board of directors for the Center for International Private Enterprise (CIPE) in Washington, D.C., a non-profit affiliate of the National Endowment of Democracy and the U.S. Chamber of Commerce, which funds and assists the development of market-based democratic institutions through-out the developing world


In February 2015, Dr. Toby Malichi was elected to the board of trustees of Martin University, Indianapolis, Indiana a private predominately African American Institution. 

In September 2009, Dr. Malichi was recognized as a "Man of Distinction" by the 100 Black Men of Indianapolis, Inc. as part of their 25th Anniversary year as a leader in his field and having made a positive impact on the city of Indianapolis.  

In November 2004, Dr. Malichi was invited by President George W. Bush to be a Delegate to the White House Economic Summit.
 
Dr. Malichi was appointed by Indiana’s Senior Senator Richard G. Lugar, former chairman of the Senate Foreign Relations Committee as a Delegate to the 1995 White House Conference on Small Business. Dr. Malichi was an elected Delegate to the 1986 White House Conference on Small Business.        

Dr. Malichi on February 2, 2001 was coroneted Chief of the Ashanti Tribe - Central Region Accra, Ghana; 
 
A 1990 and 1996 recipient of two (2) Sagamore of the Wabash, the highest honor that the Governor of Indiana bestows on an individual. He is a member of the Honorable Order of Kentucky Colonels.

 

Moreover, Dr. Malichi has served as an advisor to American Express Small Business Services, and is a past National Advisor and federal appointee to the U.S. Small Business Administration's National Advisory Council (NAC). Dr. Malichi is an invited participant and delegate to the World Economic Forum (WEF) and Asia Pacific Economic Cooperation (A.P.E.C.). Dr. Malichi is also listed among "Who's Who of Global Leaders.” 

In February 2001, Dr. Kisten Rajoo - Consul General of South Africa, and Ms. Pat Sonjani, Consul - The Chicago Consulate, appointed Dr. Malichi as the first president of the Indianapolis Branch of the South Africa/United States (SA/US) Midwest Chamber of Commerce. 

 

Dr. Malichi was elected vice-chairman and chairman of the Indiana Small Business Council, Indiana Chamber of Commerce from 1987-1990; the first black to hold such a prestigious position. During that time, he also served on the executive committee and the board of directors of the Indiana Chamber of Commerce.

 
Dr. Malichi also served as Chairman of the 1989 Governor's Conference on Small Business officiated by then Indiana Governor Evan Bayh now a U.S. Senator.                                                             .
Selected Global Speaking Engagements:

Dr. Toby Malichi is also the founder of Malichi Marketplace Missions - Nurturing the Sea of Souls©, a privately-funded international corporation who's international marketplace missions seeks to equip, inspire, and coach executives and leaders from all facets of business, industry, governments, and the professions by providing insight, direction, and principals-centered leadership solutions, global strategies, and practices to energize and sustain their businesses and purpose.

Dr. Toby Malichi, Hon. D. Bus. an ordained and licensed marketplace minister with a prophetic voice was invited to be a featured marketplace speaker at the 5th Eastern Gate Prayer Convocation 2007 Singapore. His seminar topic was "Transformation of the Marketplace." The Prayer Convocation was attended by thousands of pastors, ministers, spiritual, government and business leaders from over 58 countries and all seven continents. In 2005, Dr. Malichi was one of twenty-five World Business and Religious Leaders invited by the governing body of Transform World Connections headquartered in Singapore - to attend a special world body meeting in Kona, Hawaii - and was subsequently selected to become an International Marketplace Focus Group Facilitator, Speaker, and Delegate to the Transform World Indonesia 2005. There were more than a 120,000 leaders and delegates from all over the world in attendance. Dr. Malichi will also continue play a vital role in future Transform World Connections - marketplace and global ministerial conferences and prayer convocations.                .               

While attending Transform World Indonesia 2005, Dr. Malichi was personally selected and invited by Pastor Bambang - Founder of 70 churches in Medan, Indonesia, to be the week's revival - featured speaker. Dr. Malichi ministered to thousands - on the marketplace and governance. Medan is the second largest global business district in Indonesia. Dr. Malichi has also conducted global seminars on the "Marketplace" for Youth With A Mission (YWAM), at the University of the Nations in Kona, Hawaii.        .               .                                     .

 

In 2009, Dr. Malichi key noted the plenary session on "Embracing Change" for the 35th Annual professional training seminar of the Federal Women's Program (FWP) - Federal Executive Association. 

 

In 2008, Dr. Malichi was as a panelist and speaker at the Global Diversity Supply Chain Conference sponsored by Purdue University in West Lafayette, Indiana. The conference attracted over 200 CEOs and business owners from around the Midwest.                   .                         

In 2005, Secretary of State, The Honorable Colin Powell of the U.S. State Department invited Dr. Toby Malichi to deliver global motivational talks commemorating Black History Month to high school and college students, professors and business leaders in Grenada and Barbados  Dr. Malichi was invited back to speak to government officials and employees in Grenada by the Prime Minister.

Dr. Malichi also served as the moderator for the International Franchise Association - Minority Business Enterprise Magazine's panel discussion on franchising held both in Washington, D.C and Los Angeles California. The international franchise conference attracted franchisors and franchises from all over the world.

In 2001, Dr. Toby Malichi was a global keynote speaker at the Institute of Economic Affairs African Conference on Corporate Governance and Sustainable Development - Accra, Ghana for small and medium-sized enterprises sponsored by the Center for International Private Enterprise (CIPE) and the National Endowment for Democracy (NED).

Dr. Malichi a current board member for over 24 years also was the global keynote Speaker at the 1999 National District Export Council's Annual Conference for the U.S. Foreign and Commercial Service - U.S. Department of Commerce. The DEC conference was attended by national district export council board members, government officials, and U. S. Embassy and Consulate officials from around the world. 

A charismatic individual and gifted speaker, Toby Malichi, "The Motivator" is in great demand as a motivational speaker, with more than 3,000 speeches worldwide to his credit. His original 1993 video, "Attitude with Toby Malichi" aired nationally on PBS and was selected as "Editor's Choice" by Success Magazine, with sales in excess of 250,000 videos. Sales of a second video, "Get Motivated with Toby Malichi" are expected to exceed the original. Dr. Malichi's "Who Motivates the Motivator" pocket quote book is a daily dose of positive thoughts for those not so positive moments is in high demand.                                                                       .

A team player, Dr. Toby Malichi on January 29, 2010 was inducted into the Athletics Hall of Fame as a starting forward of the 1972 Division I Men's Basketball Team - the first intercollegiate basketball team for Indiana University - Purdue University (I.U.P.U.I). He is a life member of Kappa Alpha Psi Fraternity, Inc., and is a proud and loving father of five children (including a deceased son, Coby), identical twin girls, and seven grandchildren. Dr. Toby Malichi's motto epitomizes his life: "Have a Successful Day and Trade Globally!"